Welcome to Bay Crest, a lovely waterfront neighborhood close to shopping, the airport, downtown Tampa and the Westshore Business District, and so much more. This neighborhood exudes a sense of community, with wonderful neighborhood cookouts, an annual boat parade, and more. Boaters will appreciate being on the main channel, across from wetlands, one of the closest houses to the Bay, and having access to the Bay Crest private boat ramp (terrific for maintenance needs, etc.). This almost 2,200 square foot home suffered flooding damage from Hurricane Helene, has been fully remediated, and is being sold as is. Step inside the front door and be greeted by a formal dining room and living room. To the right are the guest bedrooms, one being an en suite and the other two share a hall bath. Step into the kitchen and experience an addition to the house which brought a spacious rear family room, first floor primary suite, and a second floor loft area with plumbing and the potential for an additional bathroom. The roof is new from 2023. Step inside and see what your creative touches can do to make this your waterfront dream home! Home is uninsurable; cash or construction/renovation loans required. The house has good bones; the second floor loft has plumbing and could be made into a fifth bedroom and fourth bathroom.