Exceptional opportunity to own a versatile, income producing property in the heart of Clearwater Beachjust steps from the sand. Offered in the ~$969K$989K range, this fully renovated residence encompasses approximately 2,125 sq ft and includes a spacious main home along with a private detached cottage, creating multiple avenues for short term rental income, multi generational living, or guest accommodationswith the added benefit of no HOA. The main home features two oversized primary suites, an open concept living and dining area, and a bright Florida room designed for comfortable entertaining. The updated kitchen is equipped with modern appliances and a dedicated breakfast space, enhancing both functionality and appeal. Depending on configuration, the property can be marketed as a 34 bedroom, 4 bath residence, offering flexibility to suit both lifestyle and investment strategies. The detached cottage provides a fully independent living space with its own kitchen, bedroom, and bathan exceptional value add for maximizing rental income or accommodating extended stays. Outdoor living is equally compelling, with a private backyard retreat featuring a deck and hot tub, offering a relaxing escape after a day at the beach. Positioned in one of Floridas most desirable coastal markets, this property presents a rare combination of lifestyle, flexibility, and income potentialideal as a primary residence, second home, or strategic investment opportunity.