This is a tremendous opportunity for homeowners, investors, and snowbirds to own a brand new, heavily upgraded home in the gated coastal community of Coco Bay offering both lifestyle and income potential. The property is currently tenant occupied and generating rental income, with a lease in place through August 20th, making it an excellent investment or future seasonal retreat. Furniture may be purchased separately for an additional $10,000 (approximately $25,000 value), providing a convenient move in ready option if desired. Unlike typical developer properties, this home is warm, bright, and thoughtfully designed for comfortable Florida living. The single story layout features 3 bedrooms, 2 bathrooms, and a private oversized 2 car garage with approximately 16 inches of additional depth, ideal for extra storage, bikes, or beach gear. A private paver patio enhances the sense of privacy and the feel of a standalone home. Peace of mind comes with excellent elevation in an X flood zone, impact resistant windows and sliders, and structural features well suited for coastal living. Interior upgrades include custom wall trim carpentry, soft yet vibrant interior colors, and tile flooring throughout, creating a seamless flow from room to room. The chef's kitchen is a standout with quartz countertops, shaker style cabinetry, and stainless steel appliances perfect for entertaining or everyday living. The spacious primary suite offers a serene retreat with a walk in closet, dual sinks, a generous tiled shower, and abundant natural light. The HOA fee includes lawn care, irrigation, and internet, making ownership easy and low maintenance. Residents enjoy access to a fully available Amenity Center, featuring a swimming pool, fitness center, pickleball courts, and a playground ideal for relaxation, recreation, and year round enjoyment for all ages.